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Financial Aid

Financial Aid Basics Billing and Payment Contacting Financial Aid


The College of Veterinary Medicine is committed to offering students financial resources, loan counseling, and budgeting assistance during their time at Veterinary School. Students may choose to fund their education through a variety of resources, including:

  • Personal or Family Contribution
  • Scholarships
  • Loan Assistance (federal or private)

o    Students planning to use Federal Financial Aid or be considered for admissions scholarships must complete the FAFSA (Free Application for Federal Student Aid) online. The priority deadline to complete the FAFSA is February 1st of each academic year. Be sure to include Ohio State's school code (003090) on your application; there is no code specific to The College of Veterinary Medicine.

Before filing the FAFSA, you must register for an FSA ID (a username and password you will create in order to log in to any federal aid website). You will be prompted to create your FSA ID on the FAFSA website. The FSA ID will take the place of your federal Personal Identification Number (PIN) if you have created one previously.

*International Students may receive federal aid only if they are an eligible non-citizen. If you do not qualify as an eligible non-citizen, then you will not be eligible for federal aid at OSU. You may want to check with your country’s embassy or government office to see if they have any programs or aid available for your international studies.


Scholarships and Grants are monies that do not need to be repaid after graduation or at any time. Students are notified about the availability of scholarships/grants via e-mail, fliers, and personal contact. All CVM students are strongly encouraged to take advantage of all available scholarship opportunities to help minimize their loan debt.

  • Admissions Scholarships
    • Awarded to incoming students based on admissions scores
    • A FAFSA must be on file to be considered for scholarships during the first year
    • Contact CVM Admissions at (614) 292-1171 for more information
  • CVM Donor Scholarships
    • Available to 2nd, 3rd and 4th year students through an application that is sent to each class which opens in December and closes January
    • Award criteria based on:
      • city, county, state where you attended high school
      • reasons for pursuing a DVM degree
      • species-oriented interests in veterinary medicine 
  • ScholarshipUniverse
    • ScholarshipUniverse is an application open to all Ohio State students and applicants 
    • Most scholarships CVM students receive are given through the admissions scholarships and CVM Donor scholarships, but there are a number of external scholarships that can be applied for through ScholarshipUniverse
    • The application is open from October - February 1st for each upcoming year 
  • External Scholarship
    • Any scholarships not awarded through OSU
    • External scholarships can either be sent to OSU using this guide or sent directly to the student to use at your discretion 
    • All external scholarships must be reported as a resource on your OSU financial aid award summary; you are required to report these to

 Loan Options

Federal Loans


Federal Direct Unsubsidized Loan

Federal Direct Graduate PLUS Loan

Health Professions Student Loan

Application Process

Complete the FAFSA

Complete the FAFSA and online application

Complete the FAFSA before February 1st of the year prior with Parent Income Info

Credit Check Needed


Yes (Endorser may be used if credit check is denied)


Annual Borrowing Limit *

Years 1- 3 $40,500

Year 4 $47,167

Up to remaining Cost of Attendance (COA), after accounting for all other aid

Ranges based on rank and annual funding

Interest Rate & Terms

Please consult federal website for most recent interest rate information

Interest accrues while in school

Please consult federal website for most recent interest rate information

Interest accrues while in school

Fixed at 5%

Interest does NOT accrue while in school, and up until 12 months after graduation

Origination fee

Consult federal website

Consult federal website



Begins 6 months after graduation, falling below half-time enrollment, or withdrawing from the University

Begins 6 months after graduation, falling below half-time enrollment, or withdrawing from the University

Begins 12 months after graduation, falling below half-time enrollment, or withdrawing from the University



Financial Aid Packaging Timelines
Year 1: Early May
Year 2: Early May
Year 3: Early May
Year 4: Mid-April (includes summer semester)

You will receive an email to your OSU email address when your aid package for the upcoming year is available to view/ accept. You will be prompted to log into your Buckeye Link Student Center to access your financial aid information.

Accepting Awards on Buckeye Link


(if eligible)

Unsubsidized Loan

Graduate PLUS Loan


Packaging Info

Automatically accepted on your Award Summary

Packaged as an “offer” in Buckeye Link Will not be offered in Buckeye Link as a separate application is required Packaged as an “offer” in Buckeye Link if eligible

Action(s) Needed


  • Complete all relevant items on the to do list in Buckeye Link

Important Notes:

  • Loans are packaged for the entire academic year. The total amount you accept will be divided evenly between your terms of enrollment. If you are attending Autumn and Spring, your total loan amounts will be split in half. If you are attending Summer, Autumn, and Spring, your loans will be split in thirds.
  • If you originally accept less than the maximum on any of your loans, you may request the remaining funds at any point in the academic year, up until March of your Spring Semester.
  • Keep an eye on your Buckeye Link To-Do List. Any required financial Aid items (like the Promissory Notes or Entrance Counseling) will be listed there for you to complete. The Master Promissory Note and Entrance Counseling are valid for 10 years, so you should only need to complete these items once.


Statement of Account and Fee Deadlines

Your Statement of Account for each term will be available about a month prior to the first day of classes. You can view your statement of account on your Buckeye Link student center.

Tuition is billed by semester. Years 1-3 are billed for Autumn and Spring (2 terms). Fourth years are billed for Summer, Autumn, and Spring (3 terms, including clinical rotations). Fee deadlines and other important dates for each semester can be found on the OSU Registrar’s website

Personal Payments

There is a 21 day encumbrance/holding period on any personal payments made on tuition. If you are planning on paying a portion of your fees out of pocket, and using loans to cover living expenses, your refund will be held about 21 days from the date of your personal payment. To prevent any delay of your refund, be sure to make your personal payment about one month in advance of the fee due date.

Financial Aid Payment

Provided all requirements are complete, financial aid will disburse to your Statement of Account 7-10 days prior to the start of each term. Your aid will first pay toward your tuition, fees, and miscellaneous charges. After all charges are paid, any excess funds will be sent to you as a refund for living expenses.

Direct Deposit for Financial Aid Refund

Students are encouraged to sign up for Direct Deposit to receive their refunds, as it is the quickest option. If Direct Deposit is not signed up for, a paper check will be mailed to the home address we have on file for you 7-10 business days later.


Emily Gonzalez is the financial aid advisor for The College of Veterinary Medicine. All student inquires should be sent to her email address at or by phone 614-247-8778.

Due to FERPA regulations, you must send any financial aid-related emails from your OSU email address. If you send a question or request from any other address, you will be asked to resend it properly. You can expect a response within 24-48 hours. During peak times (May, August, September, January and while working remotely due to COVID-19), please allow additional time for your question to be answered.